Knox Pesa-Sms and Web App

Delivering easy salary advance loans and micro short term loans to employees, Sacco members, Investment groups (Chamas) members and more when they need it most. No questions asked!

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How It Works

Create Account

Very Simple and Fast. Create account in two minutes and add employees

Mobile Application

USSD, Mobile(SMS), Web. Fast and easy application, it takes under 2 minutes to complete an application.


Receive your approved salary advance/Micro loan applied for on your phone fast. Within 5 minutes


We needed to be able to give our members small loans applied via sms. KnoxPlatform provided us with this convenient and efficient SMS based loan tool. Our Sacco is now meeting our member’s needs 24/7

- Kenneth Musyoki CEO, Lani Sacco

KnoxPesa Micro Loans are so convenient! I had years of struggling to make ends meet mid-month, which never seemed to get any smaller. Since I've had my personal mobile loans from KnoxPesa, I have not had the stress and life is now much more comfortable and most importantly, my finances are under control!

- Jane Awuondo - Accountant Minex Construction Kenya ltd

KnoxPesa salary advance has reduced my reliance from shylocks and pawn shops, this helped me have smaller repayments, less interest charged and enabled me to save for a holiday, my family can now go to Mombasa next year!

- Eward Muchemi - Sales Manager Triad General Holdings